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General Insurance > Home Insurance

Over 1481 insurance brokers for Home Insurance

Over 1481 insurance brokers for Home Insurance

Home Insurance - Protect your home. Get Home Insurance that is right your home. Talk with an insurance broker about your home insurance or go direct to an insurer. Protect your home with adequate home insurance.

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Marsh Advantage Insurance

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McLardy McShane South East

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Evergreen Insurance Solutions Pty Ltd

Over 175 insurance brokerages for Home Insurance

Over 175 insurance brokerages for Home Insurance

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Norton & Co Insurance

Norton & Co Insurance consultant...

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About Insurance Brokers

Insurance brokers operate on behalf of their customers. Insurance brokers understand both the potential risks that an individual or business may face and also the various insurance policy options and insurance providers that exist across the market.

Insurance brokers can help customers with hard to place risks to find an insurance provider that can meet their needs.

Insurance brokers help clients to reduce their risk by sourcing and matching their clients with appropriate insurance products. Insurance brokers work for their customers. Insurance brokers focus on understanding their customers' risks and exposure and their insurance requirements.

With almost 4000 Australian Insurance Brokers on Advisr, Advisr is the best place to find an insurance broker right for you. Asking for recommendations from others in your industry or area is a good place to start in looking for an insurance broker. You can search for that insurance broker on Advisr by name.

You can also search for an insurance broker by the type of insurance you need (insurance category), by your industry or by location depending on what is most critical to you. You can learn more about what a broker is like to work with by reading customer reviews left on Advisr. Educating yourself and reading articles by insurance brokers that explain different insurance lines, or dissect exposure to risk in different industries also helps you to find and select an insurance broker that understands your business or personal risk. We have hundreds of articles on Advisr to help you understand your insurance needs and find an insurance broker right for you.

Insurance Brokers work for the customer and are independent of the insurers that they engage with on behalf of their clients. Insurance Brokers work for their customers and have their customers' best interests at heart. Insurance Brokers do not work for the insurer. Insurance Brokers help their clients to find and source available insurance that matches their needs and requirements.

Insurance and Advisr

Insurance brokers help businesses and people to understand the risks that they face. They are experts at finding insurance coverage to reduce the economic impact when something goes wrong and a loss event occurs. Insurance brokers work for their clients and not for the insurers who provide the underlying insurance product.

Advisr connects people with an insurance broker they can trust. Advisr helps you to find an insurance broker who has expertise in the areas you are looking for. With insurance brokers from all over Australia, you can find and connect with an insurance broker that is right for you.

Advisr exists to connect people with an insurance broker they can trust. We are independent, transparent and seeking to connect customers with the right insurance broker for their needs. We do this by showcasing insurance brokers based on their category or industry expertise or by their location.

Advisr highlights both the individual insurance broker and the brokerage that they work for. We know that the name on the door and the person you deal with are important.

Advisr is based on trusted referrals, given by real customers, and we work with expert insurance brokers to enable them to educate and inform people who are looking for assistance with their insurance. Advisr connects people with an Insurance Broker they can trust.

Advisr is independent of all insurance companies and insurance brokerage clusters, networks and groups. We work with any insurance company, insurance broker or brokerage or authorised representative where we see a way to support the intermediated insurance space.

So, if there is an insurance company, insurance broker or another insurance expert that we're not engaged with and you'd like us to, then please let us know and we'll engage with them.

Home Insurance

Home Insurance is insurance that covers your home for damage by an insured event which may incude house fires, burst pipes, theft, vandalism, damage from falling trees, glass breakage and natural disaster such as storms, bush fires and floods. Check your policy to find out if all of these covers apply.

Home Insurance generally covers the buildings on a property, including the home, garage and other lockable buildings plus any permanently attached fixtures such as lights, wardrobes and bathroom fixtures, as specified on the policy. Home Insurance is often combined with Contents Insurance to cover the items inside your house and garage.

Rebuilding costs are generally covered and there may be inclusions for temporary accommodation. It is important to check that your policy describes your house accurately and specifies a realistic replacement cost to avoid underinsurance. This should take into consideration costs such as architectural fees, demolition and clearance costs among other costs.

Home insurance can vary greatly in cost. The primary factors involved in calculating your premium includes:

  • the size and construction of your house
  • the age of your home
  • the location of your home
  • whether you use your home for business use or residential use only

Apart from these considerations, which are generally not able to be modified, there are other factors over which you have control. These include:

  • the insurer you choose
  • the level of cover you select
  • whether you combine home and contents cover or other policies together
  • the excess you opt to pay
  • whether you pay monthly or annually

An insurance broker can help you to compare different policies and select the one that gives you the right level of cover at the best price point.

Using an Insurance Broker for your Home Insurance ensures that you have managed your unique risks. Every home is different and an insurance broker can help by assessing your specific risk profile and providing advice on the best insurance cover for you.

An insurance broker is able to compare policies from different home insurers and take into account your financial preferences around excesses and payments and any local issues such as flood or bush-fire zoning.

An insurance broker will also help when it comes time to claim, advocating for you to negotiate the best outcome in the settlement of your claim with the insurer. So whether you're on a beautiful bush block, or live in quiet suburban cul-de-sac, your Insurance Broker can assist you to find the best cover for you.

Home Insurance FAQs

Home Insurance may be required by individuals and businesses in Professional Services, Management Consultant, Property and Construction, Property Investor, Commercial Property Owners and Strata and Body Corporate.

Types of insurance that you may also consider alongside Home Insurance include Property Insurance, Car Insurance, Marine Insurance and Contents Insurance.

Talk to an insurance broker specialising in Home Insurance to find out if you need Home Insurance.

Advisr has 1481 insurance brokers and 175 insurance brokerages specialising in Home Insurance. To find the right insurance broker who specialises in Home Insurance, check out this page for specialist Home Insurance Brokers.

  • Read real customer reviews to learn more about them
  • Educate yourself about Home Insurance by reading articles written by insurance brokers that explain Home Insurance
  • Ask friends or colleagues to refer their Home Insurance broker to you and look them up on Advisr to read their reviews and connect with them.

Advisr is built to help you understand your insurance needs and find an insurance broker that is right for you.