Search for insurance help

Are you towing your caravan illegally?

General Insurance Caravan Insurance Travel Insurance Car Insurance Hospitality and Recreation Insurance Caravan Parks Insurance

It’s time to pack the caravan and head for warmer climates!

Before you leave make sure that you check your vehicles towing capacity. A recent report on the ABC highlighted that the Queensland governments recent blitz, found that most of the caravans in Qld were either over the weight limit or had issues with load distribution.

The bottom line is most insurers will have an exclusion for an accident where incorrect loads are being towed, this applies equally to commercial enterprises and anyone towing a vehicle.

The best advice is

Understand your vehicles towing capacity and understand the weight of your fully loaded caravan
Is the ball weight on the van too high, is the overall weight of the van and the loaded vehicle too high? If you are taking full water tanks, are you considering the weight of the water?
Consider going to a public weighbridge to ensure that you are within limits. This will not only help you avoid an accident but will also assist an assessment if an accident occurs.

While we are discussing caravans, there has been advice given that the Swift 500 cookers are NOT to be used after the WA Dept of Mines identified a serious safety issue. These cookers might explode which could really ruin your holiday.

Safe travels!

General Advice Warning: This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.

All information above has been provided by the author.

Centrewest Insurance Brokers, ABN 44009265105, AFSL 245406

This article originally appeared on Centrewest News and has been published here with permission.